First American differs markedly from most banks. The majority of banks are multi-bank entities with headquarters far removed from their place of business. First American is a locally owned community bank. Our charter is located in Hudson, Wisconsin and we have another location in Burnsville. The Bank's owners and employees work and live in those communities. The Bank’s livelihood is tied directly to the success of these communities. At a time when “go local” is sweeping the country, when special days are set aside to shop in locally owned businesses, it is important to note that a strong local bank also helps make a community strong. A strong local bank provides for a safe and secure place to save and invest your funds and it provides loans in the community for a diverse array of credit needs.
Local businesses make a community a better place to live. As opposed to national chains, the earnings from local businesses stay in the community. Their earnings and the wages they pay provide the foundation for the community to prosper. As a small business, First American provides that same foundation of earnings and wages. A bank's business is also to reinvest its deposits into the community. Community banks make loans so small business owners can start a business, or expand, or increase the funds they have available for day-to-day operations. Community banks make home loans and auto loans to individuals. Taking care of our customers and looking out for the best interest of our community is ingrained in the way we conduct business each and every day.